Saturday, September 15, 2012

Is legitimate or scam?

Here is a review to know whether it is legitimate or scam. is operated by Plink, LLC based in Denver, Colorado in the United States. It is involve in marketing program and services. Peter Vogel, Bryan Tyler, and Bryan Asseoff make up the team behind

What and is safe?

Plink is a registered card program that allows you to earn Plink Points and other online rewards for dining out and shopping offline. You select where you want to eat or shop, and Plink activates those offers on your credit or debit card. It's easy and safe! uses a powerful encryption comparable to what banks use to secure transactions online. However, it is worth noting that there are possible breach of security. There's no bullet-proof security out there. One must use caution.

Should you join

In my humble opinion I would say no. While most of's features are good, I am still a bit worried about them getting information about my credit or debit card. It's just about financial privacy. I wouldn't risk it. And I read on that they use a third party financial organization to store bank information. That's a big no no for me.


  1. Don't do it. Their customer service sucks. I've had continuous problems with them.

  2. I almost signed up until they wanted my BANK LOGIN. Similar reward sites ask for the credit card information only (no security code), and run off that. This wants my BANK? Really? No thanks.

    I can dispute fraudulent credit activity. I can't really dispute bank transfer when someone HAS MY LOGIN.

    No thanks.

  3. Oh, here's Plink's ToS:
    "For purposes of these Terms and solely to provide the Account Information to you as part of the Services, you grant Plink a limited power of attorney, and appoint Plink as your attorney-in-fact and agent, to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN PLINK IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD PARTY SITES, PLINK IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. You understand and agree that the Services is not sponsored or endorsed by any third parties accessible through the Services. "

    "Plink cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. Plink cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any User data, communications or personalization settings. "

    So basically... you give them your banking login, and suddenly they aren't responsible if they lose it or "misplace" your data.

    Again, don't do it!

  4. Been with them for several months and I also Aww very worried about putting in my info but I have had no problems securiy wise or payment wise. I already cashed out 2 amazon gift cards and haven't had any problems with them crediting my account. Hopefully I didn't just jinx myself LOL

    1. Good for you! You never know this days like that credit card scare with Target. tsk tsk tsk

  5. Thanks for all the insight guys. I was going to register up until I got the point where they asked for my bank login...yeah, no way.